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GET STARTED NOW

Complete the application below to get bids for your loan underway.

 

To help complete the application quickly you should have the following information handy; details of your annual income /expenses and any credit card limits.

The more information given to lenders now ensures they will provide their most competitive rates and packages quickly, so the application may take around 5-7 minutes to complete.

Please make sure the information provided is accurate to preserve the offers you receive.



Section 1

WHAT CAN WE HELP YOU WITH?

YOUR DETAILS

Section 2

Personal

YOUR DETAILS- remain hidden from lenders until you accept a bid, only then will your contact details be given to the bidder you accept so they may contact you.

 

Title

First Name

Middle Name

Last Name

Gender
 

No.

Street

Type

Suburb

Postcode

State

Repeat email

 
 
 
 

Home

Mobile

 
 

PROPERTY INFORMATION

Section 3

What are you living in now?

 
Do you own or rent ?

Do you have a mortgage?

Your Current postcode

INVESTMENT Multi - Purpose Loans.
Please enter information for both properties you are using as security and the loan you require against each property.

How long have you been there?

PROPERTY 2 (i)

What interest rate option suits you best?
 
What is your Loan Preference?
 
What is the purpose of the loan?
 
Are you?
 
What type of property do you need a loan for?
 
What is the Purchase Price or Market Value of the property?
 
 
What is the Loan amount you require?
 
 
Your Loan to Valuation Ratio (LVR) is:
 
 
What is the postcode/suburb of the property you need the loan for?
 
When would you like the loan settled?
 
 
 
How many dependent children do you have?
 
 
 
 
 
 
 
What is the balance of the existing loan?
 
What is your current interest rate?
 
 
Who is your current loan with?
 
 
Who will be the registered owner?
 
 
 

FINANCIALS

Section 4

Number of borrowers
 
 
BORROWER 1
BORROWER 2
BORROWER 3
BORROWER 4
 
What is your employment status?
 
Type of Employment?
 
What is your Occupation?
 
What is your Gross Annual Salary?

(Do not include Super, Car allowances or Bonus payments)

 
Do you receive any Annual Bonus payments?

(Show the net amount.)

 
What is your Net Monthly Salary/Wage after Tax?

(Do not include Super, Car allowances or Bonus payments)

 
Do you receive any Monthly Commissions or Car allowances?
(Show Net amounts only.)
 
Do you receive any other Monthly Income?
(Include interest income, dividends or any other source of income you receive. Show Net amounts only.)
You can provide additional information here to explain other income sources if necessary.
You can provide additional information here to explain other income sources if necessary.
You can provide additional information here to explain other income sources if necessary.
You can provide additional information here to explain other income sources if necessary.
 
What is the net monthly rent you receive from your current investment property?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.

What rental payments do you receive from the property you are refinancing?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments)

Do you receive any rental payments from any other investment properties?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.)

What is the net monthly rent you receive from your current investment property?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.

What is the net monthly rent you receive from your current investment property?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.

What is the net monthly rent ,you will receive from your new investment property?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.

 
What is the net monthly rent you will receive from your current investment property?

(Deduct all property costs from the gross rental payments received but not interest charges on any loan or repayments.)

 
Total Monthly Income
 
 
Monthly Rent if any after this loan is drawn?
 
Monthly Essentials?

(Groceries, Transport, Petrol, Power.)

 
Insurance?

(Health, Car, Income, Building and Content)

 
Education & Child Care Fees?

 
Child Maintenance?

 
Mobile Phone, Internet, Pay TV?

 
Other General Expenses?

(Holidays, Entertainment, gym, other)

 
Current Monthly Personal and Car Loan repayments if any?
 
Current Monthly Home Loan Repayments if any?
 
Current Monthly Loan Repayments for other Investment Properties if any?
 
Current Monthly Investment Property Loan Repayments if any?
 
Total Monthly Expenses
 

YOUR ASSETS (All fields require an answer, if your answer is zero please re-enter the number zero for that question.)

 
What do you have in savings?
 
What equity do you have in your home?
 
What equity do you hold in other properties?

(Include holiday houses or other investment properties.)

 
Add equity you have in other assets? (Include business shareholdings, furniture, jewellery, artworks, antiques etc.)
 
Total
 
 
 
How many Credit Cards do you have?

( “It is very important you list all your credit cards, even ones with 0%. If you accept an offer, lenders will cross check all cards referenced to you and we want to be sure they are all listed so your offers are preserved. Don’t worry about the number of cards you hold we will still be able to help you.” )

 
Combined Total Limits on all credit and or store cards?
 
How much is currently owing on all your credit cards combined?
 
Do you have a loan on your home?(Please list the amount owing.)
 
Do you have any investment property loans?(Please list all amounts owing.)
 
Do you have any personal loans?(Please list all amounts owing.)
 
Do you have any car loans?(Please list the amount owing.)
 
Do you have any other loans?(Please list all amounts owing.)

Section 5

CREDIT HISTORY

Section 6

 
LOANS (Home, Car, Personal, other)
Have any of your loans been in arrears in the last six months?
Borrower 1
Borrower 2
Borrower 3
Borrower 4
 
 

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

 
CREDIT & STORE CARDS
Have you made your minimum monthly payments on time over the last six months?

If No, please provide some detail. (i)

If No, please provide some detail. (i)

If No, please provide some detail. (i)

If No, please provide some detail. (i)

 
OVERALL
Do you have any other credit issues that may have an impact on your credit profile such as defaults or unpaid defaults?

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

If Yes, please provide some detail. (i)

 

FEATURES AND COMMENTS

Section 7

 
Please select one or more fields that are important to you:
 
 
We access lenders across Australia to get the most competitive bids, as your loan can be processed online. You can choose to receive all bids or limit the bids by location of the lender, whose location will be shown on your Dashboard by selecting one of the following:
 
 
If you have any comments or there is anything else you would like to mention please add it below.
 
 
I have read and accept Terms & Conditions and Privacy Policy.
I declare that I am looking to take out a new loan or refinance and that the information I have provided is true and correct.
 
 

If you have a referral Code, please enter the number here.

Are you sure all the information you have entered is correct?



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